Last updated: February 23, 2026
By accessing or using the website flash-point-payments.com and any services provided by Flash Point Payments LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services.
Flash Point Payments LLC provides financial services including but not limited to direct lending, business funding, merchant cash advances, and related payment solutions. All services are subject to approval and applicable terms specific to each product offering.
You must be at least 18 years of age and have the legal authority to enter into binding agreements to use our services. By using our website or services, you represent and warrant that you meet these eligibility requirements.
All content on this website — including text, graphics, logos, images, and software — is the property of Flash Point Payments LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Our website and services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied. We do not guarantee that our website will be uninterrupted, error-free, or free of viruses or other harmful components. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the maximum extent permitted by applicable law, Flash Point Payments LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, regardless of the theory of liability.
You agree to indemnify, defend, and hold harmless Flash Point Payments LLC and its affiliates, officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of our services, violation of these Terms, or infringement of any third-party rights.
Our website may contain links to third-party websites or services that are not owned or controlled by Flash Point Payments LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You access third-party sites at your own risk.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Flash Point Payments LLC is organized, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in that state.
Flash Point Payments LLC offers an SMS messaging program to provide account notifications, customer service, and promotional communications. By opting in to receive text messages from Flash Point Payments LLC, you agree to the following terms:
For full details on how we handle your data, please review our Privacy Policy.
We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting to our website. Your continued use of our services following the posting of revised terms constitutes your acceptance of those changes. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
If you have any questions about these Terms and Conditions, please contact us: